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Understanding Title Searches in Minnesota Real Estate

Posted: August 11, 2026

Every property has a recorded history. Learn how a Minnesota title search examines ownership, deeds, liens, easements, and other property records.

A magnifying glass focuses on a yellow house icon among a row of dark house icons on a blue background, symbolizing searching for a home or Minnesota Real Estate, with an emphasis on title searches and the real estate selection process.

Every property has a history. Over the years, it may have changed owners, been used as collateral for a mortgage, or had easements and other interests recorded against it. When that property becomes part of a real estate transaction, those records can become an important piece of the bigger picture.

A title search in Minnesota looks into that recorded history. It provides information about who has owned the property and identifies documents or interests that may be connected to it.

What Is a Title Search?
A title search is a review of public records associated with a specific piece of real estate.

Those records can stretch back through previous property owners and transactions, creating a history of how the title has changed over time. Depending on the property, a title search may uncover:

  • Previous deeds and property transfers
  • Mortgages
  • Liens
  • Easements
  • Judgments
  • Other recorded interests involving the property

Since no two properties have exactly the same history, the records involved in each title search can look different.

Looking Back at a Property’s Ownership
A property’s ownership history can include years—or even decades—of recorded documents.

Deeds show transfers from one owner to another, while other records may show interests that became associated with the property along the way. Together, those documents help create a picture of the property’s title.

This history is one of the main things examined during a Minnesota real estate title search.

What Are Title Issues?
The phrase title issue can refer to different matters involving the ownership of a property or other recorded interests connected to it.

For example, records may show a lien, an easement, a previous mortgage, or another document affecting the property. In other situations, questions may arise from an earlier transfer of ownership.

The types of title matters that appear depend entirely on the property’s individual history.

Easements and Property Records
An easement is one example of an interest that may show up in property records.

Generally speaking, an easement gives another person or entity certain rights involving the use of a portion of the property. Easements may be connected to access, utilities, neighboring land, or other uses.

Because these interests are tied to real estate, they can remain part of the property’s recorded history as ownership changes.

Liens Can Also Appear in a Title Search
Liens are another type of record commonly associated with title research.

A lien generally represents a legal claim or financial interest connected to a property. Different circumstances can result in liens appearing in public records.

When a title search is completed, recorded liens can appear alongside deeds, mortgages, easements, and other documents associated with the property.

Where Does a Title Search Fit Into a Real Estate Transaction?
Title work is commonly part of the process leading up to a real estate closing in Minnesota.

During that time, many different pieces of the transaction may be moving forward at once. Financing, purchase agreement terms, inspections, closing documents, and title matters can all be part of the overall transaction.

The title search focuses specifically on the property’s recorded ownership and other interests associated with the real estate.

Title Search vs. Title Opinion
A title search and a title opinion are closely connected, but they aren’t the same thing.

The title search is the process of examining the public records associated with the property.

A title opinion is a legal opinion concerning the status of the title based on the records that have been reviewed.

Put simply, one involves gathering and examining the property’s recorded history, while the other addresses the legal status of the title based on that information.

Every Property Tells a Different Story
One of the interesting things about title work is that every piece of real estate comes with its own history.

A property that has changed ownership several times may have a long trail of recorded documents. Another may have easements, liens, mortgages, or other interests that have become part of the record over time.

A title search brings those records together and provides a clearer view of the history behind the property.

Final Thoughts
A title search in Minnesota is more than simply confirming the name of the current property owner. It’s a review of the public record that can reveal previous ownership, deeds, mortgages, liens, easements, and other recorded interests connected to the real estate.

That history becomes one part of the larger picture when property is bought, sold, or transferred.

At Borden, Steinbauer, Krueger & Knudson, P.A., we assist clients with title matters and real estate transactions in the Brainerd Lakes Area and throughout Minnesota.

We Are Committed To Our Clients

Turn to us when you need legal assistance. We are proud to serve our local community and guide our clients through their legal needs. We are a firm you can trust and we’ve worked hard to gain a great reputation in our community and work hard to keep it.

About Us

For over 55 years, Borden Steinbauer, Krueger & Knudson, P.A. has been providing effective legal representation to individuals, businesses and area municipalities in the Brainerd Lakes and surrounding areas.

Contact & Hours

Mail: P.O. Box 411 Brainerd, MN 56401
Office: 302 S. 6th St. Brainerd, MN 56401
Phone: 218-829-1451
Fax: 218-829-2946
 
Business Hours
Mon - Fri: 8:00 am - 5:00 pm
Sat - Sun: Closed

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A smiling man, SAMUEL D. CLAUSEN, with short brown hair and a beard, wears a blue suit, white shirt, and light blue patterned tie, standing in front of bookshelves filled with books.

SAMUEL D. CLAUSEN

Associate

Born and raised in St. Cloud, Minnesota, Sam is thrilled to return to Central Minnesota after passing the bar exam in 2024. Sam's diverse experience spans roles with the Douglas County Attorney’s Office (Civil Division), a Nebraska lobbying firm, Hudl, and the University of Nebraska Civil Clinic. Through these positions, he gained valuable exposure to various areas of law, including civil litigation, policy advocacy, and client counseling. Early in his legal career, Sam is eager to leverage his skills and experiences to deliver effective and personalized legal solutions for BSKK’s clients.

Areas of Practice:

- Business Litigation

- Construction Litigation

- Property Law & Real Estate

- Contract Disputes

- Personal Injury

- Probate/Trust Disputes

- Landlord/Tenant

- Family Law

Education:

- University of Nebraska College of Law, Lincoln, Nebraska, 2024, J.D.

- Concentration in Real Estate and Business Transactions

- North Dakota State University, Fargo, North Dakota, 2019, B.S.

- Honors: Magna Cum Laude

- Majors: Political Science and Management Communication

Bar Admissions:

- Minnesota 2024

Professional Memberships:

- Minnesota State Bar Association

A man in a navy suit and red tie sits in a maroon chair, hands folded, in front of bookshelves filled with legal books.

DAVID V. HURT

Shareholder

David V. Hurt is a seasoned litigator who has been advocating for individuals, families, and businesses across Minnesota since 2012. His practice is rooted in a practical, results-driven approach that blends strategic litigation with thoughtful dispute resolution. David's clients trust him to navigate complex legal issues with clarity, efficiency, and unwavering commitment.

He began his legal career clerking for the Honorable John G. Melbye in the Ninth Judicial District of Minnesota, where he gained invaluable perspective on trial practice and judicial reasoning. Since then, he has built a diverse portfolio of experience at firms in Minneapolis, Washington, D.C., and Pennsylvania—litigating matters ranging from corporate and construction disputes to aviation claims.

David’s practice spans a wide range of civil matters, including business formation and litigation, real estate and land use disputes, probate and trust litigation, and family law. He is particularly experienced in resolving high-conflict disputes and routinely employs alternative dispute resolution strategies to secure favorable outcomes for his clients while minimizing cost and disruption.

Areas of Practice:

  • Business Formation & Litigation
  • Contract Disputes & Commercial Litigation
  • Construction Litigation
  • Real Estate, Property & Land Use Law
  • Probate, Trust & Estate Litigation
  • Guardianships & Conservatorships
  • Family Law
  • Landlord Representation & Evictions

Education:

  • J.D., Florida Coastal School of Law, Jacksonville, FL, 2012
  • B.S., University of North Dakota, Grand Forks, ND, 2009

Bar Admissions:

  • Minnesota, 2012
  • U.S. District Court, District of Minnesota, 2018

Professional Affiliations:

  • Minnesota State Bar Association
  • Brainerd Jaycees
  • Brainerd Elks Lodge 615
  • Brainerd Lakes Area Chamber of Commerce
  • Brainerd Lakes Area Salvation Army Advisory Board Member
VIRGINIA J. KNUDSON, a woman with shoulder-length blonde hair, wearing a navy blazer over a light blue top, smiles while standing in front of bookshelves filled with books.

VIRGINIA J. KNUDSON

Shareholder

Virginia "Ginny" Knudson represents individuals and businesses in various areas of law, including, estate planning and probate, business and corporate, real estate, and governmental relations. Ginny provides mediation services in divorce and custody, especially for business owners and high wage-earners, as well as for real estate, probate and business disputes.  Ginny has been selected as a top attorney by Minnesota Super Lawyer Magazine from for 13 years.

 

Areas of Practice:

– Estate planning

– Business and corporate

– Real estate and landlord representation

– Probate disputes, guardianships and conservatorships

– Municipal and governmental relations

-- Mediation

 

 

Education:

– University of Minnesota Law School, Minneapolis, Minnesota, 1994, J.D.

    – Honors: Cum Laude

– University of St. Thomas, Minneapolis, Minnesota, 1991, B.A.

    – Honors: Summa Cum Laude

    – Honors: Aquinas Scholar

    – Major: Economics, Spanish, Minor: Business

 

Bar Admissions:

– Minnesota, 1994

– U.S. District Court District of Minnesota, 1994

– U.S. Court of Appeals 8th Circuit, 1996

 

Professional Memberships:

– St. Francis Church Finance Council, 2004–present, Chair and Trustee
- Essentia-St. Joseph's Medical Center, Directors Council, 2020-present

- Lakes Area Music Festival Board, Board Member 2022-present

– Brainerd Area Chamber of Commerce, 2016-2022, Board Member and Chair
– Mount Ski Gull, Board Member, 2014-2019

– Benevolent and Protective Order of Elks, Brainerd Lodge #615

– Zonta International, 1999–2018

– Jaycees, Brainerd, 1998–1999

– Aitkin/Crow Wing County Bar Association, 2000–2001, President 

– Aitkin/Crow Wing County Bar Association, 1999–2000, Vice-President

PATRICK M. KRUEGER

Of Counsel

Patrick has been practicing law since 1980, dedicating over 90% of his career to representing personal injury victims and their families, as well as handling a wide range of civil litigation matters. He is a Certified Trial Specialist recognized by the Minnesota Bar Association and was named a leading American attorney in personal injury law by the American Research Corporation. His professional excellence also earned him recognition as a Super Lawyer by Minnesota Law & Politics, placing him among the top six percent of attorneys in Minnesota.

Pat is enjoying a well-deserved retirement after 40+ years of practice. We thank Pat for his years of dedication to the firm and his service to the Brainerd Lakes Area. His legacy is marked by a deep commitment to justice, compassion for clients, and significant contributions to the legal profession.


Areas of Practice (during his active years):

  • Plaintiff’s Personal Injury

  • Civil Litigation

  • Real Estate Litigation

  • Construction Litigation

  • Contract Litigation

  • Mediation and Arbitration

Education:
University of North Dakota School of Law, Grand Forks, ND – J.D., 1980
   - Honors: Graduate of the Year, Bruce Inn
   - North Dakota Law Review, 1979–1980
Concordia College, Moorhead, MN – B.A., 1974
   - Major: Business Administration / Hospital Administration

Bar Admissions:

  • Minnesota, 1980

  • U.S. District Court, District of Minnesota, 1981

Professional Memberships:

  • American Bar Association, Member

  • Minnesota State Bar Association, Member

  • American Association for Justice, Member

  • Minnesota Association for Justice, Member

  • Crow Wing-Aitkin County Bar Association, Past President

  • Brainerd Area Chamber of Commerce, Past Board Member

  • Brainerd Jaycees, Past President (1981–1982)

  • Benevolent and Protective Order of Elks, Brainerd Lodge #615, Past Exalted Ruler

  • P.O.R.T. Group Home, Past Member, Board of Directors

An older man with gray hair, identified as CHARLES P. STEINBAUER, wearing a navy suit, white shirt, and red tie stands in front of shelves filled with books.

CHARLES P. STEINBAUER

Of Counsel
Chuck has over five decades of legal experience helping clients with their real estate and business law needs. Chuck also assists clients with their estate planning and prenuptial agreement needs.
 
Areas of Practice:
- Business and commercial law
- Estate planning
- Probate and estate administration
- Real estate law
 
Education:
- University of Minnesota Law School, Minneapolis, Minnesota, 1969, J.D. 
- St. John's University, Collegeville, Minnesota, 1966 B.A. 
 
Bar Admissions:
- Minnesota, 1969
- U.S. District Court District of Minnesota, 1971
 
Professional Memberships:
– 15th District Ethics Committee, 1993–1999, Chair
– Benevolent and Protective Order of Elks, Brainerd Lodge #615 
– Past Exalted Ruler
– St. Francis of the Lakes Catholic School Foundation Board
– Baxter Bass Snatchers